Platinum Club

Affordable Platinum Club is an exclusive membership program that allows you to take advantage of special discounts and offerings on a variety of products. Our benefits include a discount prescription card, a one year extended warranty and more.

Coming Soon: Affordable Home Furnishings Prepaid Visa® Card.

You wanted an alternative to the traditional bank account…introducing the Affordable Home Furnishings Prepaid Visa Card! Check your balance, view transactions, or even transfer funds with our easy to use mobile app on the App Store & Google Play.

The Affordable Home Furnishings Prepaid Visa Card is issued by Sunrise Bank N.A., St. Paul, MN. 55103, Member FDIC pursuant to a license by VISA U.S.A. Inc.

eCredable Credit Building - NEW! 

You can build your credit just by paying your regular bills on time.  It's easy to get started.  Just gather up your recent bills and create a login on our eCredable site.  Up to 2 years of past history can be added to the system.  When you're ready to create a credit report that replaces your Big Three report, you'll be able to apply with your good name and get a customized Credit Report built just for you.  Even better, you'll be able to use your report to apply for auto and other loans from a national network of names you'll recognize.  Get credit where credit is due.

One Year Extended Warranty

One year of warranty protection after the retail term has been completed and you own the merchandise.

Product Replacement

This benefit will allow members to have an item replaced or repaired should you suffer a covered loss of rental merchandise.

Stolen Automobile Reward

PTS Direct Benefits will pay a reward of $2,500 for any person responding to the member's posting of a reward and giving information to law enforcement officials that leads directly to the arrest and conviction of anyone stealing a member's automobile.

Rental Car Discount

The member will be entitled to a discount on rental cards with Enterprise and National.

$10,000 Bail Bond

If a member is charged in an auto accident in which someone is injured or killed, PTS Direct Benefits will reimburse you for the fee charged by a licensed bail bondsman in the amount that is the lesser of 10% of the face amount of the bail bond set in your case or $1,000. * Not available in Oklahoma or Virginia.

1-800-Flowers.com Discount

As a member, you can save a minimum of 15% off flowers, plants, gift baskets, gourmet foods and more.

Accidental Damage Coverage

In the event your rented merchandise is damaged by accident and not covered by any other warranty, Affordable will pay 70% of the repair. This benefit will only cover items that are currently on rent and are current on payments. This benefit will not cover damage caused by misuse or abuse, or repairs to paid out items.

$20 Discount on Tax Preparation

When you visit an Affordable Affiliate to have your tax return prepared, you will receive a credit of $20 on your tax return preparation fees.

Emergency Automobile Service

Member calls for road service of choice and PTS Direct Benefits will reimburse member up to $50.

Lifetime Reinstatement

If member had to return rented merchandise before the end of the lease term, Lifetime Reinstatement will make it possible for you to be placed with a similar product of similar age as was rented previously.

Emergency Travel Expense

If member is more than 100 miles from home and his/her automobile becomes disabled, PTS Direct Benefits will reimburse member up to $300 in actual expense of continuing their journey by car rental commercial transportation and/or room and board while waiting on automobile repairs.

Free Tax Return Overlook

If Affordable did not prepare your tax return in 2007, 2008, 2009, or 2010, our member services group will review your return to ensure that the member received the maximum tax refund available.

Prescription Discount Card

The card can provide members with an average savings of 32-35% off usual and customary pricing and savings as high as 75% on some medications.

Lease Cancellation Benefit

This benefit will allow the liability on the retail agreement to be forgiven if the first person listed on the retail agreement dies if under the age of 70.

Payment Deferral Plan

Club program will provide member with Rental Extension Coupons.  After 6 months of maintaining an account, a customer in good standing can have a one-time deferral of $50 that can be added to the end of the lease period.

Identity Theft Reimbursement

PTS Direct Benefits will reimburse the customer for up to $7,500 worth of allowable expenses they have paid as a result of identity theft.

$150 Traffic Court Defense

PTS Direct Benefits will reimburse up to $150 for member's attorney for defending member if you are charged with a traffic violation while involved in an accident in which someone is injured or killed.  

Benefits Summary:

  • eCredable Credit Building - NEW!
  • One Year Extended Warranty
  • Product Replacement
  • Free Prescription Discount Card
  • Accidental Damage Coverage
  • AT&T Wireless Discount
  • Emergency Automobile Service
  • $20 Tax Preparation Discount **at participating locations
  • Rental Car Discount
  • Lifetime Reinstatement
  • $10,000 Bail Bond
  • Emergency Travel Expenses
  • 1-800-Flowers Discount
  • $150 Traffic Court Defense
  • Lease Cancellation Benefit
  • Travel Discounts
  • Free Tax Liability **at participating locations
  • Payment Deferral Plan
  • Personal Defense fees
  • Stolen Automobile Reward
  • Identity Theft Reimbursement
  • And Many More!

Check out the following link for a list of services and descriptions. Services are subject to change at any time.  http://affordabledirectbenefits.com